What you must know about Medigap and prescription coverage to make the best choice.

Medigap & Prescription Coverage: What You Need To Know

While Medicare supplemental insurance (medigap) and prescription coverage come with an additional expense, they are highly recommended since Medicare Part A (hospital) and Part B (outpatient & physicians) will only cover a portion of your medical costs and prescription drugs.  Timing is an important factor as some coverage may not be available, or could be…

How Divorce Affects Social Security Benefits

Q&A: How Divorce Affects Social Security Benefits

While most divorce-related finance questions center on financial assets, baby boomers are increasingly questioning whether divorce might have any impact on their Social Security benefits. In fact, Social Security benefits for divorced spouses is one of the areas where a smart claiming strategy can make a big difference in retirement income planning. To help you…

Medicare Essentials

Medicare Essentials: What You Need To Know

Medicare plays a crucial role in retirement security, making health care expenses predictable. Unfortunately, the program is complicated. Medicare is not automatic and you need to be proactive about signing up and choosing a suitable program. There are quite a few options to choose from, as well as penalties if you sign up late. Here…