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data-columns=\"0\"><div class=\"dt-css-grid\" ><div class=\"visible wf-cell\" data-post-id=\"17227\" data-date=\"2025-10-07T08:35:42-04:00\" data-name=\"One Big Beautiful Bill\"><article class=\"post project-odd visible no-img post-17227 type-post status-publish format-standard hentry category-uncategorized category-1\" data-name=\"One Big Beautiful Bill\" data-date=\"2025-10-07T08:35:42-04:00\">\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/one-big-beautiful-bill\/\" title=\"One Big Beautiful Bill\" rel=\"bookmark\">One Big Beautiful Bill<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/uncategorized\/\" >Uncategorized<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/10\/07\/\" title=\"8:35 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-10-07T08:35:42-04:00\">October 7, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>As your advisor, we want to provide perspective on what the \u201cOne Big Beautiful Bill\u201d means for you and your financial planning. As you have likely seen, President Trump signed the major new tax and spending bill into law after Congress approved it. This is a comprehensive tax and spending bill, with over 900 pages,&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/one-big-beautiful-bill\/\" class=\"post-details details-type-link\" aria-label=\"Read more about One Big Beautiful Bill\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17225\" data-date=\"2025-10-07T08:32:35-04:00\" data-name=\"Market Commentary: The Shutdown Showdown and What It Means for Investors\"><article class=\"post project-odd visible no-img post-17225 type-post status-publish format-standard hentry category-uncategorized category-1\" data-name=\"Market Commentary: The Shutdown Showdown and What It Means for Investors\" data-date=\"2025-10-07T08:32:35-04:00\">\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-commentary-the-shutdown-showdown-and-what-it-means-for-investors\/\" title=\"Market Commentary: The Shutdown Showdown and What It Means for Investors\" rel=\"bookmark\">Market Commentary: The Shutdown Showdown and What It Means for Investors<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/uncategorized\/\" >Uncategorized<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/10\/07\/\" title=\"8:32 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-10-07T08:32:35-04:00\">October 7, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>As we move into the final stretch of the year, markets are climbing in the face of mixed signals from the economy and politics. Economic data remain uneven\u2014growth is holding up, but the labor market has softened. Trade and tariff policy remain unpredictable, immigration flows have slowed, and the effects of tighter monetary policy in&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-commentary-the-shutdown-showdown-and-what-it-means-for-investors\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Commentary: The Shutdown Showdown and What It Means for Investors\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17208\" data-date=\"2025-07-08T13:57:42-04:00\" data-name=\"Donor-Advised Funds: A Flexible, Tax-Smart Way to Give\"><article class=\"post project-odd visible no-img post-17208 type-post status-publish format-standard hentry category-investments category-70\" data-name=\"Donor-Advised Funds: A Flexible, Tax-Smart Way to Give\" data-date=\"2025-07-08T13:57:42-04:00\">\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/donor-advised-funds-a-flexible-tax-smart-way-to-give\/\" title=\"Donor-Advised Funds: A Flexible, Tax-Smart Way to Give\" rel=\"bookmark\">Donor-Advised Funds: A Flexible, Tax-Smart Way to Give<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/07\/08\/\" title=\"1:57 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-07-08T13:57:42-04:00\">July 8, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>What Is a Donor-Advised Fund? A Donor-Advised Fund is a charitable giving account that allows you to\u00a0contribute assets today, receive an immediate tax deduction, and recommend grants to qualified charities over time. You can think of it as a personal foundation without the administrative burden. Key Features and Benefits \u2022 Immediate Tax Deduction in Year&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/donor-advised-funds-a-flexible-tax-smart-way-to-give\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Donor-Advised Funds: A Flexible, Tax-Smart Way to Give\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17195\" data-date=\"2025-07-08T13:57:09-04:00\" data-name=\"Should You Consider an In-Service 401(k) Rollover?\"><article class=\"post project-odd visible no-img post-17195 type-post status-publish format-standard hentry category-401k-newsletter category-75\" data-name=\"Should You Consider an In-Service 401(k) Rollover?\" data-date=\"2025-07-08T13:57:09-04:00\">\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/should-you-consider-an-in-service-401k-rollover\/\" title=\"Should You Consider an In-Service 401(k) Rollover?\" rel=\"bookmark\">Should You Consider an In-Service 401(k) Rollover?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/401k-newsletter\/\" >401k Newsletter<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/07\/08\/\" title=\"1:57 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-07-08T13:57:09-04:00\">July 8, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Most people think they have to leave their job before they can move money out of their 401(k) but that\u2019s not always the case. If you&#8217;re over age 59\u00bd and still working, many retirement plans allow what&#8217;s called an in-service rollover. This little-known strategy lets you roll over some or all of your 401(k) funds&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/should-you-consider-an-in-service-401k-rollover\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Should You Consider an In-Service 401(k) Rollover?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17189\" data-date=\"2025-07-08T13:56:13-04:00\" data-name=\"Mid-year Market Update: Navigating Uncertainty and Finding Opportunity\"><article class=\"post project-odd visible no-img post-17189 type-post status-publish format-standard hentry category-economic-update category-82\" data-name=\"Mid-year Market Update: Navigating Uncertainty and Finding Opportunity\" data-date=\"2025-07-08T13:56:13-04:00\">\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/mid-year-market-update-navigating-uncertainty-and-finding-opportunity\/\" title=\"Mid-year Market Update: Navigating Uncertainty and Finding Opportunity\" rel=\"bookmark\">Mid-year Market Update: Navigating Uncertainty and Finding Opportunity<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/07\/08\/\" title=\"1:56 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-07-08T13:56:13-04:00\">July 8, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>As we move into the second half of 2025, markets are contending with a mix of geopolitical tensions, shifting trade dynamics, and slower U.S. economic growth. Tariffs and trade negotiations with countries like China, India, and the U.K. continue to dominate headlines, and the resulting uncertainty has added a layer of volatility to global markets.&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/mid-year-market-update-navigating-uncertainty-and-finding-opportunity\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Mid-year Market Update: Navigating Uncertainty and Finding Opportunity\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17183\" data-date=\"2025-04-04T15:55:17-04:00\" data-name=\"Understanding Qualified Higher Education Expenses for Your 529 Plan\"><article class=\"post project-odd visible post-17183 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-tax category-71 category-76\" data-name=\"Understanding Qualified Higher Education Expenses for Your 529 Plan\" data-date=\"2025-04-04T15:55:17-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/understanding-qualified-higher-education-expenses-for-your-529-plan\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/understanding-qualified-higher-education-expenses-for-your-529-plan\/\" title=\"Understanding Qualified Higher Education Expenses for Your 529 Plan\" rel=\"bookmark\">Understanding Qualified Higher Education Expenses for Your 529 Plan<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/tax\/\" >Tax<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/04\/04\/\" title=\"3:55 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-04-04T15:55:17-04:00\">April 4, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Understanding Qualified Higher Education Expenses for Your 529 Plan We wanted to address some common questions regarding what qualifies as \u201cQualified Higher Education Expenses\u201d for distributions from a 529 Plan. Understanding these guidelines is crucial to ensuring that you maximize the benefits of your 529 Plan. &nbsp; Allowable Expenses The following expenses are generally eligible&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/understanding-qualified-higher-education-expenses-for-your-529-plan\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Understanding Qualified Higher Education Expenses for Your 529 Plan\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17177\" data-date=\"2025-04-04T15:53:11-04:00\" data-name=\"Tariffs Shape Markets\u2014What Lies Ahead?\"><article class=\"post project-odd visible post-17177 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-investments category-82 category-70\" data-name=\"Tariffs Shape Markets\u2014What Lies Ahead?\" data-date=\"2025-04-04T15:53:11-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/tariffs-shape-markets-what-lies-ahead\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/tariffs-shape-markets-what-lies-ahead\/\" title=\"Tariffs Shape Markets\u2014What Lies Ahead?\" rel=\"bookmark\">Tariffs Shape Markets\u2014What Lies Ahead?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/04\/04\/\" title=\"3:53 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-04-04T15:53:11-04:00\">April 4, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Market Update: Q1 2025 With Q1 2025 now behind us, markets have navigated a shifting terrain of opportunities and uncertainties, driven by a new Trump administration\u2019s push for tariffs, tax cuts, and deregulation. We are witnessing a significant global economic transition, marked by a new U.S. administration under President Trump, which has launched initiatives including&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/tariffs-shape-markets-what-lies-ahead\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Tariffs Shape Markets\u2014What Lies Ahead?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17170\" data-date=\"2025-01-13T14:55:06-05:00\" data-name=\"Market Rundown Q4 2024\"><article class=\"post project-odd visible post-17170 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-investments category-82 category-70\" data-name=\"Market Rundown Q4 2024\" data-date=\"2025-01-13T14:55:06-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q4-2024\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q4-2024\/\" title=\"Market Rundown Q4 2024\" rel=\"bookmark\">Market Rundown Q4 2024<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2025\/01\/13\/\" title=\"2:55 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2025-01-13T14:55:06-05:00\">January 13, 2025<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Market Rundown 2024 As we close out 2024, markets reflect a year of profound global and economic shifts. The inauguration of a new U.S. president has introduced policy shifts to address persistent economic challenges, such as inflation control, infrastructure investment, and energy transition. These efforts are expected to shape domestic markets and influence global trade&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q4-2024\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Rundown Q4 2024\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17136\" data-date=\"2024-10-08T16:12:02-04:00\" data-name=\"Market Rundown Q3 2024\"><article class=\"post project-odd visible post-17136 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"Market Rundown Q3 2024\" data-date=\"2024-10-08T16:12:02-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q3-2024\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q3-2024\/\" title=\"Market Rundown Q3 2024\" rel=\"bookmark\">Market Rundown Q3 2024<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/10\/08\/\" title=\"4:12 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-10-08T16:12:02-04:00\">October 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Market Rundown Q3 2024 As we approach the final stretch of 2024, the crispness of fall sets in, leaves drift to the ground, and daylight fades a little earlier each day\u2014definitely a shift in mood. While the cool air marks the season&#8217;s change, one reassuring constant remains: the markets continue to show resilience and growth.&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-q3-2024\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Rundown Q3 2024\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17141\" data-date=\"2024-10-08T16:09:58-04:00\" data-name=\"Qualified Charitable Distributions (QCD)\"><article class=\"post project-odd visible post-17141 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-tax category-71 category-76\" data-name=\"Qualified Charitable Distributions (QCD)\" data-date=\"2024-10-08T16:09:58-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/qualified-charitable-distributions-qcds\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20412%20295&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/SS-412x295.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/SS-412x295.png 412w\" alt=\"\" title=\"SS\" width=\"412\" height=\"295\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/qualified-charitable-distributions-qcds\/\" title=\"Qualified Charitable Distributions (QCD)\" rel=\"bookmark\">Qualified Charitable Distributions (QCD)<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/tax\/\" >Tax<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/10\/08\/\" title=\"4:09 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-10-08T16:09:58-04:00\">October 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>In today\u2019s world, it\u2019s important to plan your finances wisely. Creative charitable giving strategies, such as Qualified Charitable Distributions (QCDs) are a way to increase your charitable impact while reducing potential taxes. What\u2019s a Qualified Charitable Distribution (QCD)? It\u2019s a direct transfer from your IRA to a qualified charity that counts towards the money you\u2019re&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/qualified-charitable-distributions-qcds\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Qualified Charitable Distributions (QCD)\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17151\" data-date=\"2024-10-08T16:06:15-04:00\" data-name=\"Navigating the Loss of Your Loved One\"><article class=\"post project-odd visible post-17151 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Navigating the Loss of Your Loved One\" data-date=\"2024-10-08T16:06:15-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/17151-2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/10\/Field-Mountain-In-Background-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/10\/Field-Mountain-In-Background-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/10\/Field-Mountain-In-Background-1152x822.jpg 1152w\" alt=\"\" title=\"Field Mountain In Background\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/17151-2\/\" title=\"Navigating the Loss of Your Loved One\" rel=\"bookmark\">Navigating the Loss of Your Loved One<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/10\/08\/\" title=\"4:06 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-10-08T16:06:15-04:00\">October 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Losing a loved one brings a flood of emotions that can make tasks like managing financial obligations feel overwhelming. This checklist is designed to help you stay organized during this challenging time. Please feel free to share it with others who may need support as well. Remember, you don&#8217;t have to navigate this journey alone.&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/17151-2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Navigating the Loss of Your Loved One\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17122\" data-date=\"2024-07-08T16:01:35-04:00\" data-name=\"Strategies to Help Lower Your RMD Tax\"><article class=\"post project-odd visible post-17122 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-retirement-insights category-tax category-71 category-79 category-76\" data-name=\"Strategies to Help Lower Your RMD Tax\" data-date=\"2024-07-08T16:01:35-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/strategies-lower-rmd-tax\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/strategies-lower-rmd-tax\/\" title=\"Strategies to Help Lower Your RMD Tax\" rel=\"bookmark\">Strategies to Help Lower Your RMD Tax<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/retirement-insights\/\" >Retirement Insights<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/tax\/\" >Tax<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/07\/08\/\" title=\"4:01 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-07-08T16:01:35-04:00\">July 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Required minimum distributions (RMDs) can be quite burdensome. The IRS mandates withdrawals from your retirement accounts, even if you don&#8217;t need the funds, potentially pushing you into a higher tax bracket. However, there are strategies to mitigate your RMD tax burden. Withdraw Early from Your IRA Taking larger distributions in the early years of retirement&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/strategies-lower-rmd-tax\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Strategies to Help Lower Your RMD Tax\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17119\" data-date=\"2024-07-08T15:34:52-04:00\" data-name=\"Market Rundown Q2 2024\"><article class=\"post project-odd visible post-17119 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-investments category-82 category-70\" data-name=\"Market Rundown Q2 2024\" data-date=\"2024-07-08T15:34:52-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-2024-q2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-2024-q2\/\" title=\"Market Rundown Q2 2024\" rel=\"bookmark\">Market Rundown Q2 2024<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/07\/08\/\" title=\"3:34 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-07-08T15:34:52-04:00\">July 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Over the past few decades, the investment landscape has been characterized by declining interest rates, low inflation, and globalization. However, this is now changing. Interest rates are at a 23-year high, inflation remains elevated, and globalization is facing headwinds. Additionally, geopolitical tensions have increased. And despite the highest Federal Reserve policy rate in 23 years,&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-rundown-2024-q2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Rundown Q2 2024\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17116\" data-date=\"2024-07-08T15:22:42-04:00\" data-name=\"What If The FED Doesn&#039;t Cut Rates This Year?\"><article class=\"post project-odd visible post-17116 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-investments category-82 category-70\" data-name=\"What If The FED Doesn&#8217;t Cut Rates This Year?\" data-date=\"2024-07-08T15:22:42-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024-no-cut\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024-no-cut\/\" title=\"What If The FED Doesn&#8217;t Cut Rates This Year?\" rel=\"bookmark\">What If The FED Doesn&#8217;t Cut Rates This Year?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/07\/08\/\" title=\"3:22 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-07-08T15:22:42-04:00\">July 8, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Market Expectations: Investors are keenly observing the Federal Reserve&#8217;s actions amid concerns about rising inflation. Historically, the Fed has responded to inflation by adjusting interest rates, and many anticipate a similar move in 2024. However, the Fed&#8217;s decisions are influenced by a range of economic indicators, including employment numbers and GDP growth, not just inflation&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024-no-cut\/\" class=\"post-details details-type-link\" aria-label=\"Read more about What If The FED Doesn&#8217;t Cut Rates This Year?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17102\" data-date=\"2024-04-09T12:55:25-04:00\" data-name=\"Considerations When Electing Social Security\"><article class=\"post project-odd visible post-17102 type-post status-publish format-standard has-post-thumbnail hentry category-social-security category-45\" data-name=\"Considerations When Electing Social Security\" data-date=\"2024-04-09T12:55:25-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/considerations-when-electing-social-security\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20412%20295&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/SS-412x295.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/SS-412x295.png 412w\" alt=\"\" title=\"SS\" width=\"412\" height=\"295\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/considerations-when-electing-social-security\/\" title=\"Considerations When Electing Social Security\" rel=\"bookmark\">Considerations When Electing Social Security<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/social-security\/\" >Social Security<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/04\/09\/\" title=\"12:55 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-04-09T12:55:25-04:00\">April 9, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Social Security benefits serve as a critical component of retirement income for millions of Americans. Deciding when to elect these benefits can significantly impact one&#8217;s financial well-being in retirement. However, the optimal timing for claiming Social Security isn&#8217;t a one-size-fits-all scenario. It depends on various individual circumstances, including financial needs, health status, longevity expectations, and&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/considerations-when-electing-social-security\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Considerations When Electing Social Security\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17098\" data-date=\"2024-04-09T11:40:49-04:00\" data-name=\"Do Equities Still Have Room to Run?\"><article class=\"post project-odd visible post-17098 type-post status-publish format-standard has-post-thumbnail hentry category-investments category-70\" data-name=\"Do Equities Still Have Room to Run?\" data-date=\"2024-04-09T11:40:49-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/do-equities-still-have-room-to-run\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20357&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/Stock-photo-500x357.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/04\/Stock-photo-500x357.png 500w\" alt=\"\" title=\"Stock photo\" width=\"500\" height=\"357\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/do-equities-still-have-room-to-run\/\" title=\"Do Equities Still Have Room to Run?\" rel=\"bookmark\">Do Equities Still Have Room to Run?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/04\/09\/\" title=\"11:40 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-04-09T11:40:49-04:00\">April 9, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Over the past year, equities have shown significant upward momentum, rebounding strongly since the S&amp;P 500 hit a low point in October 2022. This surge has resulted in a remarkable 26% increase in the S&amp;P 500 over the last year, prompting questions about the potential for further growth. Despite concerns of a looming recession in&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/do-equities-still-have-room-to-run\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Do Equities Still Have Room to Run?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17090\" data-date=\"2024-01-22T12:59:58-05:00\" data-name=\"New Deferral Limits For 2024\"><article class=\"post project-odd visible post-17090 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-tax category-71 category-76\" data-name=\"New Deferral Limits For 2024\" data-date=\"2024-01-22T12:59:58-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/new-deferral-limits-2024\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/2024-Deferrals-2-768x548.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/2024-Deferrals-2-768x548.png 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/2024-Deferrals-2-1152x822.png 1152w\" alt=\"\" title=\"2024 Deferrals\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/new-deferral-limits-2024\/\" title=\"New Deferral Limits For 2024\" rel=\"bookmark\">New Deferral Limits For 2024<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/tax\/\" >Tax<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/01\/22\/\" title=\"12:59 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-01-22T12:59:58-05:00\">January 22, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>We are pleased to bring you the latest update on tax deferral strategies and regulations that may impact your financial planning. In this ever-evolving landscape, staying informed about changes in tax laws is crucial for making informed decisions and optimizing your tax position. Our update aims to provide you with key insights and updates on&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/new-deferral-limits-2024\/\" class=\"post-details details-type-link\" aria-label=\"Read more about New Deferral Limits For 2024\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17051\" data-date=\"2024-01-22T12:39:07-05:00\" data-name=\"Market Outlook 2024\"><article class=\"post project-odd visible post-17051 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"Market Outlook 2024\" data-date=\"2024-01-22T12:39:07-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-2024\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20717%20512&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/OUtlook-768x512-1-717x512.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/OUtlook-768x512-1-717x512.png 717w\" alt=\"\" title=\"OUtlook-768&#215;512\" width=\"717\" height=\"512\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-2024\/\" title=\"Market Outlook 2024\" rel=\"bookmark\">Market Outlook 2024<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/01\/22\/\" title=\"12:39 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-01-22T12:39:07-05:00\">January 22, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>As we enter the new year there are a lot of mixed feelings on where the direction of the economy may go, but one thing we believe is for certain, there is a lot to look forward to. When we look back at 2023, it was an interesting year. We had banks collapse, recession fears,&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-2024\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Outlook 2024\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17061\" data-date=\"2024-01-22T10:54:44-05:00\" data-name=\"Discussion Between Bonds And Cash\"><article class=\"post project-odd visible post-17061 type-post status-publish format-standard has-post-thumbnail hentry category-investments category-70\" data-name=\"Discussion Between Bonds And Cash\" data-date=\"2024-01-22T10:54:44-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/things-to-know-about-bonds-and-cash\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20717%20512&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/Bonds-n-Cash-768x512-1-717x512.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2024\/01\/Bonds-n-Cash-768x512-1-717x512.png 717w\" alt=\"\" title=\"Bonds-n-Cash-768&#215;512\" width=\"717\" height=\"512\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/things-to-know-about-bonds-and-cash\/\" title=\"Discussion Between Bonds And Cash\" rel=\"bookmark\">Discussion Between Bonds And Cash<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/investments\/\" >Investments<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2024\/01\/22\/\" title=\"10:54 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2024-01-22T10:54:44-05:00\">January 22, 2024<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>The market can fluctuate and make various investment vehicles attractive. Throughout 2023, Money Markets were a haven for cash; they returned greater than 5% while possessing little to no risk (Moody\u2019s Analytics). As an investor, you are trying to find the best possible way to create the highest return on what you own. The current&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/things-to-know-about-bonds-and-cash\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Discussion Between Bonds And Cash\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell double-width\" data-post-id=\"17030\" data-date=\"2023-10-10T11:24:02-04:00\" data-name=\"The Manufacturing Job Market Has Changed\"><article class=\"post project-odd visible post-17030 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-one-minute-ideas category-82 category-72 media-wide\" data-name=\"The Manufacturing Job Market Has Changed\" data-date=\"2023-10-10T11:24:02-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/the-manufacturing-job-market-has-changed\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20562%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-562x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-562x402.jpg 562w\" alt=\"\" title=\"Picture1\" width=\"562\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/the-manufacturing-job-market-has-changed\/\" title=\"The Manufacturing Job Market Has Changed\" rel=\"bookmark\">The Manufacturing Job Market Has Changed<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a>, <a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/one-minute-ideas\/\" >One Minute Ideas<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/10\/10\/\" title=\"11:24 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-10-10T11:24:02-04:00\">October 10, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>The world has changed a lot over the last eighty years. The way we function as a society will continue to change until the end of time. Every year, we have become more and more efficient as people and as a society. We will only continue to become more and more efficient with our time&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/the-manufacturing-job-market-has-changed\/\" class=\"post-details details-type-link\" aria-label=\"Read more about The Manufacturing Job Market Has Changed\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell double-width\" data-post-id=\"17021\" data-date=\"2023-10-10T11:12:32-04:00\" data-name=\"Market Outlook: A Balanced Perspective on Future Direction\"><article class=\"post project-odd visible post-17021 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82 media-wide\" data-name=\"Market Outlook: A Balanced Perspective on Future Direction\" data-date=\"2023-10-10T11:12:32-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-a-balanced-perspective-on-future-direction\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20990%20707&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Bull-v.s-Bear-1-scaled-990x707.jpeg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Bull-v.s-Bear-1-scaled-990x707.jpeg 990w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Bull-v.s-Bear-1-scaled-1485x1061.jpeg 1485w\" alt=\"\" title=\"Bull and Bear Financial Strategies. Concept of stock market exchange or financial. 3d illustration of polygon bull and bear\" width=\"990\" height=\"707\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-a-balanced-perspective-on-future-direction\/\" title=\"Market Outlook: A Balanced Perspective on Future Direction\" rel=\"bookmark\">Market Outlook: A Balanced Perspective on Future Direction<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/10\/10\/\" title=\"11:12 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-10-10T11:12:32-04:00\">October 10, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Uncertainty is all we have felt over the last 18-24 months. Many questions continue to arise as the trajectory of the economy is still up in the air. Is the idea that the economy will fall into a recession fading? Will there be a soft landing? There are plenty of questions we find ourselves asking,&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-outlook-a-balanced-perspective-on-future-direction\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Outlook: A Balanced Perspective on Future Direction\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"17012\" data-date=\"2023-10-04T11:46:26-04:00\" data-name=\"FINRA Comments On Life Settlement Brokers: Spread The Word\"><article class=\"post project-odd visible post-17012 type-post status-publish format-standard has-post-thumbnail hentry category-life-insurance category-68\" data-name=\"FINRA Comments On Life Settlement Brokers: Spread The Word\" data-date=\"2023-10-04T11:46:26-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/finra-comments-on-life-settlement-brokers-spread-the-word\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Breaking-News-768x548.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Breaking-News-768x548.png 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/10\/Breaking-News-828x591.png 828w\" alt=\"\" title=\"Breaking News\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/finra-comments-on-life-settlement-brokers-spread-the-word\/\" title=\"FINRA Comments On Life Settlement Brokers: Spread The Word\" rel=\"bookmark\">FINRA Comments On Life Settlement Brokers: Spread The Word<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/life-insurance\/\" >Life Insurance<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/10\/04\/\" title=\"11:46 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-10-04T11:46:26-04:00\">October 4, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>FINRA Posts Life Settlement Alert For Consumers On July 31, 2023, the Financial Industry Regulatory Authority (FINRA) posted an investor alert and guide aimed at older consumers who are thinking about selling their in-force life insurance policies to others through life settlement transactions. This is FINRA&#8217;s first posting on life settlements since 2009. SALE OF&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/finra-comments-on-life-settlement-brokers-spread-the-word\/\" class=\"post-details details-type-link\" aria-label=\"Read more about FINRA Comments On Life Settlement Brokers: Spread The Word\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16956\" data-date=\"2023-07-18T09:17:14-04:00\" data-name=\"Focus Is Growing!\"><article class=\"post project-odd visible post-16956 type-post status-publish format-standard has-post-thumbnail hentry category-general category-69\" data-name=\"Focus Is Growing!\" data-date=\"2023-07-18T09:17:14-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/were-growing\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/07\/Were-Growing-768x548.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/07\/Were-Growing-768x548.png 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/07\/Were-Growing-1152x822.png 1152w\" alt=\"\" title=\"We&#8217;re Growing\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/were-growing\/\" title=\"Focus Is Growing!\" rel=\"bookmark\">Focus Is Growing!<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/general\/\" >General<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/07\/18\/\" title=\"9:17 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-07-18T09:17:14-04:00\">July 18, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>My name is Davis Johnson, some of you might know me already. I recently graduated from the University of Cincinnati. As I embark on this journey into the financial planning field, I am entering into a dynamic and fulfilling profession that plays a vital role in helping individuals and families achieve their financial goals. I&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/were-growing\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Focus Is Growing!\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16964\" data-date=\"2023-07-18T09:02:04-04:00\" data-name=\"Planning Surpasses Macro Uncertainties\"><article class=\"post project-odd visible post-16964 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Planning Surpasses Macro Uncertainties\" data-date=\"2023-07-18T09:02:04-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-surpasses-macro-uncertainties\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Planning-Surpasses-Uncertainty-768x548.png\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Planning-Surpasses-Uncertainty-768x548.png 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Planning-Surpasses-Uncertainty-1152x822.png 1152w\" alt=\"\" title=\"Planning Surpasses Uncertainty\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-surpasses-macro-uncertainties\/\" title=\"Planning Surpasses Macro Uncertainties\" rel=\"bookmark\">Planning Surpasses Macro Uncertainties<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/07\/18\/\" title=\"9:02 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-07-18T09:02:04-04:00\">July 18, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>&nbsp; Regardless of if you are wary or optimistic, we believe planning provides our clients, at any stage of life, the confidence to face life\u2019s uncertainties. Through our Strategic Pathways Process you have a proven financial roadmap, completely personalized to guide you as your life and needs evolve. If you or someone you know could&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-surpasses-macro-uncertainties\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Planning Surpasses Macro Uncertainties\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16962\" data-date=\"2023-07-18T08:57:38-04:00\" data-name=\"How Many More Rate Hikes Will There Be? One? Two? Three...?\"><article class=\"post project-odd visible post-16962 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"How Many More Rate Hikes Will There Be? One? Two? Three&#8230;?\" data-date=\"2023-07-18T08:57:38-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/more-rate-hikes\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/How-Many-More-Rate-Hikes-Cover-Photo-1-pdf-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/How-Many-More-Rate-Hikes-Cover-Photo-1-pdf-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/How-Many-More-Rate-Hikes-Cover-Photo-1-pdf-1152x822.jpg 1152w\" alt=\"\" title=\"How Many More Rate Hikes Cover Photo\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/more-rate-hikes\/\" title=\"How Many More Rate Hikes Will There Be? One? Two? Three&#8230;?\" rel=\"bookmark\">How Many More Rate Hikes Will There Be? One? Two? Three&#8230;?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/07\/18\/\" title=\"8:57 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-07-18T08:57:38-04:00\">July 18, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>On Wednesday, June 20th at 10 a.m., Chairman of the Board of Governors of the Federal Reserve System, Jerome Powell, gave his Semiannual Monetary Policy Report to Congress. The main question viewers sought was, will there be more rate hikes this year? The short answer is not yet. Over the course of the last year&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/more-rate-hikes\/\" class=\"post-details details-type-link\" aria-label=\"Read more about How Many More Rate Hikes Will There Be? One? Two? Three&#8230;?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16971\" data-date=\"2023-07-18T08:55:42-04:00\" data-name=\"Three Questions On Investors&#039; Minds\"><article class=\"post project-odd visible post-16971 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"Three Questions On Investors&#8217; Minds\" data-date=\"2023-07-18T08:55:42-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/three-questions-on-investors-minds\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Three-Questions-On-Investors-Minds-Cover-Photo-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Three-Questions-On-Investors-Minds-Cover-Photo-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2023\/06\/Three-Questions-On-Investors-Minds-Cover-Photo-1152x822.jpg 1152w\" alt=\"\" title=\"Three Questions On Investors Minds Cover Photo\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/three-questions-on-investors-minds\/\" title=\"Three Questions On Investors&#8217; Minds\" rel=\"bookmark\">Three Questions On Investors&#8217; Minds<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/07\/18\/\" title=\"8:55 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-07-18T08:55:42-04:00\">July 18, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>As this could be the most widely anticipated recession in decades, investors are asking: Will there be a recession? How bad will it be? and What comes next? The U.S. Federal Reserve\u2019s aggressive campaign of interest rate hikes to combat persistent inflation has amplified the risk of recession. Recent banking sector turmoil, which will likely&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/three-questions-on-investors-minds\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Three Questions On Investors&#8217; Minds\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16948\" data-date=\"2023-04-11T08:25:07-04:00\" data-name=\"Is Your Money Being Used to Improve Your Life?\"><article class=\"post project-odd visible post-16948 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Is Your Money Being Used to Improve Your Life?\" data-date=\"2023-04-11T08:25:07-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-goals\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-goals\/\" title=\"Is Your Money Being Used to Improve Your Life?\" rel=\"bookmark\">Is Your Money Being Used to Improve Your Life?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/04\/11\/\" title=\"8:25 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-04-11T08:25:07-04:00\">April 11, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Through planning, money becomes a tool to help you live the life you want. Accumulating as much wealth as possible is no longer the primary objective of your financial plan. The traditional path to saving and investing has been to focus on the future (retirement) and rely solely on numbers and return on investment (ROI).&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/planning-goals\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Is Your Money Being Used to Improve Your Life?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16943\" data-date=\"2023-03-23T11:47:43-04:00\" data-name=\"Special Update:  The Impact of Silicon Valley Bank\"><article class=\"post project-odd visible post-16943 type-post status-publish format-standard has-post-thumbnail hentry category-general category-69\" data-name=\"Special Update:  The Impact of Silicon Valley Bank\" data-date=\"2023-03-23T11:47:43-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/svb\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/svb\/\" title=\"Special Update:  The Impact of Silicon Valley Bank\" rel=\"bookmark\">Special Update:  The Impact of Silicon Valley Bank<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/general\/\" >General<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/03\/23\/\" title=\"11:47 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-03-23T11:47:43-04:00\">March 23, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>In early March, news of financial stress for Silicon Valley Bank (SVB) gripped markets. Given the questions investors may have, we wanted to provide some comments regarding SVB. Silicon Valley Bank is the 15th largest bank in the U.S., by deposits. Despite its size, SVB largely serves a niche market of business deposits of tech&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/svb\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Special Update:  The Impact of Silicon Valley Bank\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16926\" data-date=\"2023-01-13T16:24:48-05:00\" data-name=\"Focus Insights - Market &amp; Economic Update\"><article class=\"post project-odd visible post-16926 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"Focus Insights &#8211; Market &#038; Economic Update\" data-date=\"2023-01-13T16:24:48-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update-q1-2023\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update-q1-2023\/\" title=\"Focus Insights &#8211; Market &#038; Economic Update\" rel=\"bookmark\">Focus Insights &#8211; Market &#038; Economic Update<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2023\/01\/13\/\" title=\"4:24 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2023-01-13T16:24:48-05:00\">January 13, 2023<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Economic &amp; Market Outlook The combination of energy price pressure, a war in Ukraine, mid-term elections, and the leading contributor, the U.S. Federal Reserve and other major central bank initiating a series of aggressive interest rate hikes to fight inflation, lead to both stocks and bonds falling in tandem during 2022. This is a rare&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update-q1-2023\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Focus Insights &#8211; Market &#038; Economic Update\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16919\" data-date=\"2022-09-27T15:31:14-04:00\" data-name=\"Focus Insights - Market &amp; Economic Update\"><article class=\"post project-odd visible post-16919 type-post status-publish format-standard has-post-thumbnail hentry category-economic-update category-82\" data-name=\"Focus Insights &#8211; Market &#038; Economic Update\" data-date=\"2022-09-27T15:31:14-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update\/\" title=\"Focus Insights &#8211; Market &#038; Economic Update\" rel=\"bookmark\">Focus Insights &#8211; Market &#038; Economic Update<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/economic-update\/\" >Economic Update<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/09\/27\/\" title=\"3:31 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-09-27T15:31:14-04:00\">September 27, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>The last time U.S. headline inflation was above 9%, IBM was selling their first personal computer using Microsoft software, Ronald Reagan was president and Marty McFly was traveling Back To The Future.\u00a0 In some ways, it feels like we are taking a trip back to the 1980s as the Federal Reserve has made a strong&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/economic-update\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Focus Insights &#8211; Market &#038; Economic Update\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16893\" data-date=\"2022-09-22T15:14:31-04:00\" data-name=\"Mortgage Rates on the Rise, Do We Have Another 2008?\"><article class=\"post project-odd visible post-16893 type-post status-publish format-standard has-post-thumbnail hentry category-retirement-insights category-79\" data-name=\"Mortgage Rates on the Rise, Do We Have Another 2008?\" data-date=\"2022-09-22T15:14:31-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/mortgage-rates-on-the-rise-do-we-have-another-2008\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20590%20420&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/09\/house-590x420.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/09\/house-590x420.jpg 590w\" alt=\"\" title=\"house\" width=\"590\" height=\"420\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/mortgage-rates-on-the-rise-do-we-have-another-2008\/\" title=\"Mortgage Rates on the Rise, Do We Have Another 2008?\" rel=\"bookmark\">Mortgage Rates on the Rise, Do We Have Another 2008?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/retirement-insights\/\" >Retirement Insights<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/09\/22\/\" title=\"3:14 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-09-22T15:14:31-04:00\">September 22, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Mortgage Rates on the Rise, Do We Have Another 2008? Housing prices soared through COVID and now with the Federal Reserve increasing interest rates, mortgage rates have followed suit and existing home sales have dropped for six straight months.\u00a0 A recent article from First Trust provides good perspective between the events of today verse those&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/mortgage-rates-on-the-rise-do-we-have-another-2008\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Mortgage Rates on the Rise, Do We Have Another 2008?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16836\" data-date=\"2022-08-03T12:06:00-04:00\" data-name=\"Market Convictions\"><article class=\"post project-odd visible post-16836 type-post status-publish format-standard has-post-thumbnail hentry category-general category-69\" data-name=\"Market Convictions\" data-date=\"2022-08-03T12:06:00-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-convictions\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20563%20402&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/07\/Picture1-563x402.jpg 563w\" alt=\"\" title=\"Picture1\" width=\"563\" height=\"402\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-convictions\/\" title=\"Market Convictions\" rel=\"bookmark\">Market Convictions<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/general\/\" >General<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/08\/03\/\" title=\"12:06 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-08-03T12:06:00-04:00\">August 3, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Market Insights at a Glance Geopolitical developments and the increase of the money supply have elevated volatility and our outlook of course continues to evolve.\u00a0 This summary is intended to aggregate the Firm\u2019s current overall views and present an at-a-glance dashboard. Our Portfolio Convictions Our investment committee is aware of the policies driving markets, the&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/market-convictions\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Market Convictions\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16823\" data-date=\"2022-06-08T13:55:39-04:00\" data-name=\"Series I Bonds Providing a 9.62% Annualized Yield\"><article class=\"post project-odd visible post-16823 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Series I Bonds Providing a 9.62% Annualized Yield\" data-date=\"2022-06-08T13:55:39-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/series-i-bonds-providing-a-9-62-annualized-yield\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/making-decisions-768x548.jpeg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/making-decisions-768x548.jpeg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/making-decisions-1118x798.jpeg 1118w\" alt=\"\" title=\"making decisions\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/series-i-bonds-providing-a-9-62-annualized-yield\/\" title=\"Series I Bonds Providing a 9.62% Annualized Yield\" rel=\"bookmark\">Series I Bonds Providing a 9.62% Annualized Yield<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/06\/08\/\" title=\"1:55 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-06-08T13:55:39-04:00\">June 8, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>\u00a0Series I Bonds Providing a 9.62% Annualized Yield As inflation has pushed higher, Series I bonds which are tied to inflation have garnered headlines.\u00a0 Here is what you need to know. I Bonds are backed by the U.S. Government, they will not lose value and they pay interest in two parts, a fixed rate and&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/series-i-bonds-providing-a-9-62-annualized-yield\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Series I Bonds Providing a 9.62% Annualized Yield\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16826\" data-date=\"2022-06-08T13:55:17-04:00\" data-name=\"Retirement Savings Checkpoints\"><article class=\"post project-odd visible post-16826 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Retirement Savings Checkpoints\" data-date=\"2022-06-08T13:55:17-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/retirement-savings-checkpoints\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/CHEKCLIST-scaled-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/CHEKCLIST-scaled-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/CHEKCLIST-scaled-1152x822.jpg 1152w\" alt=\"\" title=\"CHEKCLIST\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/retirement-savings-checkpoints\/\" title=\"Retirement Savings Checkpoints\" rel=\"bookmark\">Retirement Savings Checkpoints<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/06\/08\/\" title=\"1:55 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-06-08T13:55:17-04:00\">June 8, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Retirement Savings Checkpoints As we embark into summer and head out on your annual summer vacation, you may find yourself envisioning the relaxation of your retirement years.\u00a0 Here is a guide on how much you should have in retirement savings based upon your age, family income and maintaining that lifestyle throughout retirement. Fee-based planning offered&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/retirement-savings-checkpoints\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Retirement Savings Checkpoints\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16809\" data-date=\"2022-06-02T14:20:06-04:00\" data-name=\"Interest Rates on the Rise \u2013 Implications for the Stock Market\"><article class=\"post project-odd visible post-16809 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Interest Rates on the Rise \u2013 Implications for the Stock Market\" data-date=\"2022-06-02T14:20:06-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/interest-rates-on-the-rise-implications-for-the-stock-market\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/keep-calm-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/keep-calm-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/06\/keep-calm-1152x822.jpg 1152w\" alt=\"\" title=\"keep calm\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/interest-rates-on-the-rise-implications-for-the-stock-market\/\" title=\"Interest Rates on the Rise \u2013 Implications for the Stock Market\" rel=\"bookmark\">Interest Rates on the Rise \u2013 Implications for the Stock Market<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/06\/02\/\" title=\"2:20 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-06-02T14:20:06-04:00\">June 2, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>The stock market has provided fairly consistent growth over the past decade and as high inflation, rising interest rates and the war in Ukraine continue to disrupt markets, it\u2019s easy for investors to ask, \u201cWill the market ever go up again?\u201d The Federal Reserve has begun to raise short-term interest rates and have signaled that&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/interest-rates-on-the-rise-implications-for-the-stock-market\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Interest Rates on the Rise \u2013 Implications for the Stock Market\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16801\" data-date=\"2022-03-11T16:01:36-05:00\" data-name=\"Could a Sabbatical Increase Your Return On Life?\"><article class=\"post project-odd visible post-16801 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Could a Sabbatical Increase Your Return On Life?\" data-date=\"2022-03-11T16:01:36-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2-2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/03\/volunteer-scaled-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/03\/volunteer-scaled-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2022\/03\/volunteer-scaled-1152x822.jpg 1152w\" alt=\"\" title=\"volunteer\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2-2\/\" title=\"Could a Sabbatical Increase Your Return On Life?\" rel=\"bookmark\">Could a Sabbatical Increase Your Return On Life?<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022\/03\/11\/\" title=\"4:01 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2022-03-11T16:01:36-05:00\">March 11, 2022<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Could a Sabbatical Increase Your Return On Life The personal and professional displacement we all experienced during the pandemic has inspired many people to reassess what work means to them. Rather than let these questions linger, it could be productive to approach them with a more formal plan of action, introspection, and recalibration. If your&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2-2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Could a Sabbatical Increase Your Return On Life?\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16794\" data-date=\"2021-12-28T10:33:51-05:00\" data-name=\"Living Your Retirement\"><article class=\"post project-odd visible post-16794 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Living Your Retirement\" data-date=\"2021-12-28T10:33:51-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/living-your-retire-scaled-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/living-your-retire-scaled-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/living-your-retire-scaled-1152x822.jpg 1152w\" alt=\"\" title=\"living your retire\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2\/\" title=\"Living Your Retirement\" rel=\"bookmark\">Living Your Retirement<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/12\/28\/\" title=\"10:33 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-12-28T10:33:51-05:00\">December 28, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Living Your Retirement As you focus in on living your best retirement life, here is a guideline to help you in preparing for your retirement journey. Five years from retirement \u2013 Begin to prepare Initiate the retirement discussion, among the topics to discuss are: Help them consider a target retirement. Create a plan to build&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2-2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Living Your Retirement\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16790\" data-date=\"2021-12-28T10:26:25-05:00\" data-name=\"Return on Life\"><article class=\"post project-odd visible post-16790 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Return on Life\" data-date=\"2021-12-28T10:26:25-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/Screenshot-2021-12-16-132310-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/Screenshot-2021-12-16-132310-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/Screenshot-2021-12-16-132310-1152x822.jpg 1152w\" alt=\"\" title=\"Screenshot 2021-12-16 132310\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2\/\" title=\"Return on Life\" rel=\"bookmark\">Return on Life<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/12\/28\/\" title=\"10:26 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-12-28T10:26:25-05:00\">December 28, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Return on Life There\u2019s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have\u2013\u2013a concept known as Return on Life\u2122 (ROL). With ROL, money becomes a tool to help you live the life you&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2-2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Return on Life\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16704\" data-date=\"2021-12-07T13:23:23-05:00\" data-name=\"2022 Contribution Limits\"><article class=\"post project-odd visible post-16704 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"2022 Contribution Limits\" data-date=\"2021-12-07T13:23:23-05:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022-contribution-limits\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/2022-3-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/2022-3-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/12\/2022-3-955x682.jpg 955w\" alt=\"\" title=\"2022\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022-contribution-limits\/\" title=\"2022 Contribution Limits\" rel=\"bookmark\">2022 Contribution Limits<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/12\/07\/\" title=\"1:23 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-12-07T13:23:23-05:00\">December 7, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>2022 Contribution Limits On November 4th, 2021, the IRS announced the new 2022 cost of living adjustments for retirement plans. Preview the changes in the table below: Fee-based planning offered through Focus On Success, LLC, a State Registered Investment Advisor. Third Party Money Management offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor. Securities&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2022-contribution-limits\/\" class=\"post-details details-type-link\" aria-label=\"Read more about 2022 Contribution Limits\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16698\" data-date=\"2021-10-12T09:23:35-04:00\" data-name=\"Develop an Estate Plan to Give Your Family a Great Return On Life\"><article class=\"post project-odd visible post-16698 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Develop an Estate Plan to Give Your Family a Great Return On Life\" data-date=\"2021-10-12T09:23:35-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/develop-an-estate-plan-to-give-your-family-a-great-return-on-life\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/estate-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/estate-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/estate-1152x822.jpg 1152w\" alt=\"Develop an Estate Plan to Give Your Family a Great Return On Life\" title=\"Develop an Estate Plan to Give Your Family a Great Return On Life\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/develop-an-estate-plan-to-give-your-family-a-great-return-on-life\/\" title=\"Develop an Estate Plan to Give Your Family a Great Return On Life\" rel=\"bookmark\">Develop an Estate Plan to Give Your Family a Great Return On Life<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/10\/12\/\" title=\"9:23 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-10-12T09:23:35-04:00\">October 12, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Develop an Estate Plan to Give Your Family a Great Return On Life Designing an estate plan that cares for your loved ones and makes a positive impact on the world isn\u2019t as simple as deciding who gets how much of what. Your answers to these three questions will help you weigh your family\u2019s unique&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/develop-an-estate-plan-to-give-your-family-a-great-return-on-life\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Develop an Estate Plan to Give Your Family a Great Return On Life\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16694\" data-date=\"2021-10-12T09:19:32-04:00\" data-name=\"Inflation - Financial Planning\"><article class=\"post project-odd visible post-16694 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Inflation &#8211; Financial Planning\" data-date=\"2021-10-12T09:19:32-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/inflation-financial-planning\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/investment-concern-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/investment-concern-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/investment-concern-1152x822.jpg 1152w\" alt=\"Inflation - Financial Planning\" title=\"Inflation &#8211; Financial Planning\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/inflation-financial-planning\/\" title=\"Inflation &#8211; Financial Planning\" rel=\"bookmark\">Inflation &#8211; Financial Planning<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/10\/12\/\" title=\"9:19 am\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-10-12T09:19:32-04:00\">October 12, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Inflation &#8211; Financial Planning &#8220;If life were predictable it would cease to be life and be without flavor.&#8221; &#8211; Eleanor Roosevelt Well, Mrs. Roosevelt was right, life has had a lot of flavors recently.\u00a0 As we look to the markets, we see a combination of federal stimulus funding, unprecedented stockpiles of household savings and the&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/inflation-financial-planning\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Inflation &#8211; Financial Planning\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><div class=\"visible wf-cell\" data-post-id=\"16688\" data-date=\"2021-10-11T17:41:55-04:00\" data-name=\"Seven Common Rollover Mistakes\"><article class=\"post project-odd visible post-16688 type-post status-publish format-standard has-post-thumbnail hentry category-planning category-71\" data-name=\"Seven Common Rollover Mistakes\" data-date=\"2021-10-11T17:41:55-04:00\">\n\n<div class=\"post-thumbnail-wrap\">\n\t<div class=\"post-thumbnail\">\n\t\t\n\t\t\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2\/\" class=\"post-thumbnail-rollover layzr-bg layzr-bg\" ><img loading=\"lazy\" decoding=\"async\" class=\"iso-lazy-load preload-me iso-lazy-load\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20768%20548&#39;%2F%3E\" data-src=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/mistake-768x548.jpg\" data-srcset=\"https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/mistake-768x548.jpg 768w, https:\/\/www.focusonsuccess.com\/insights\/wp-content\/uploads\/2021\/10\/mistake-1152x822.jpg 1152w\" alt=\"Seven Common Rollover Mistakes\" title=\"Seven Common Rollover Mistakes\" width=\"768\" height=\"548\"  \/><\/a>\t<\/div>\n<\/div>\n\n\n<div class=\"post-entry-content\">\n\n\t<h3 class=\"entry-title\">\n\t\t<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2\/\" title=\"Seven Common Rollover Mistakes\" rel=\"bookmark\">Seven Common Rollover Mistakes<\/a>\n\t<\/h3>\n\n\t<div class=\"entry-meta\"><span class=\"category-link\"><a href=\"https:\/\/www.focusonsuccess.com\/insights\/category\/planning\/\" >Planning<\/a><\/span><a class=\"author vcard\" href=\"https:\/\/www.focusonsuccess.com\/insights\/author\/focus-on-success\/\" title=\"View all posts by Focus on Success\" rel=\"author\">By <span class=\"fn\">Focus on Success<\/span><\/a><a href=\"https:\/\/www.focusonsuccess.com\/insights\/2021\/10\/11\/\" title=\"5:41 pm\" class=\"data-link\" rel=\"bookmark\"><time class=\"entry-date updated\" datetime=\"2021-10-11T17:41:55-04:00\">October 11, 2021<\/time><\/a><\/div>\n\t<div class=\"entry-excerpt\"><p>Seven Common Rollover Mistakes If you are changing jobs or looking to retire in the near-term, make sure you take your money with you and avoid any negative tax consequences.\u00a0 Life doesn\u2019t stop and rather than losing track of an old retirement plan, transfer your retirement savings to an IRA immediately when you are going&hellip;<\/p>\n<\/div>\n\t\n<a href=\"https:\/\/www.focusonsuccess.com\/insights\/2020-cares-act-key-provisions-2\/\" class=\"post-details details-type-link\" aria-label=\"Read more about Seven Common Rollover Mistakes\">Details<i class=\"dt-icon-the7-arrow-03\" aria-hidden=\"true\"><\/i><\/a>\n\n<\/div><\/article><\/div><\/div><!-- iso-container|iso-grid --><\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;vc_default&#8221; 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